How it works
Real prices in two minutes. No runaround.
Most HVAC companies make you sit through a sales appointment before telling you the number. We built a better way.
Paul R. — Founder
Step 1
Tell us about your home
Square footage, current system, and your timeline. Two minutes. No phone call needed.
Step 2
See your real price — instantly
Three options with real equipment, real labor, and your monthly payment on screen right now. Not a range. Not a “starting at.”
Step 3
Pick your system and payment
Choose the tier and financing that fits your budget. Book your install date on the spot.
Step 4
Installed in one day
Our own crew handles everything — out in the morning, running by evening. Most San Francisco replacements are done same day.
Other HVAC companies send a salesperson to your house before telling you the price — because the meeting is part of the sell. We show you the price upfront because we're confident you'll choose us on merit. The estimate tool was built for exactly that: real equipment, real labor, real financing — no games.
Equipment tiers
Comfort. Performance. Premium.
Every system we install is a name-brand unit sourced through licensed distributors. Every tier includes the manufacturer warranty and our own workmanship guarantee. We match the right system to your home — not the other way around.
Comfort
Comfort
Single-stage efficiency. Reliable, warrantied, and a meaningful upgrade over an aging system.
$149/mo*
example · 60-mo financing
Performance
Performance
Variable-speed efficiency. Quieter operation, more consistent temperatures, and lower utility bills.
$183/mo*
example · 60-mo financing
Premium
Premium
Top-tier efficiency. Modulating performance built for homeowners who plan to stay and want the lowest possible utility bills.
$247/mo*
example · 60-mo financing
Financing options
Fixed payments.
No surprises.
No surprises.
Licensed Lender Financing
Fixed monthly payments.
You own the system.
You own the system.
We work with a licensed home improvement lender — not a rent-to-own or lease program. You own the equipment from day one. No balloon payments, no buyout surprises at the end.
60 Months
Fixed rate · Most popular
Predictable payments, equipment fully yours
120 Months
Lower monthly payment
Great for larger systems — payments often below utility savings
Pay Upfront
Cash or card
Full job total, one payment, no financing fee
Money back on your install
Rebates that offset your cost.
We handle every dollar of paperwork.
We handle every dollar of paperwork.
Most Bay Area homeowners qualify for federal tax credits and PG&E utility rebates on qualifying HVAC systems. Heat pump installs can qualify for up to $5,000 back between federal and utility programs — we identify every rebate your job qualifies for and file the claims for you. You don't lift a finger.
$5,000+
Heat Pump Installs
Federal IRA + PG&E utility rebates combined
$600
High-Efficiency Furnaces
Federal tax credit on qualifying 96%+ AFUE systems
$0
Out-of-Pocket to File
We identify and file every rebate — no cost to you
Our rebate system is connected directly to your job — the moment your install closes, we automatically identify every federal, state, and utility incentive that applies and handle the filing start to finish. Most customers don't know what they're leaving on the table.
Why Magic Plumbing
San Francisco has options.
Here's what separates us.
Here's what separates us.
Plumbing + HVAC under one roof
We're not a seasonal HVAC startup. We've been doing plumbing and HVAC across the Bay Area for over 40 years — one company, one license, one call.
Accountable from start to finish
Every install is coordinated by Magic Plumbing — licensed, background-checked teams held to our standards. We own the outcome, every time.
CSLB #698806 — verified
Licensed and insured with the California State License Board. Verify it yourself at cslb.ca.gov before you commit to anything.
Price first, appointment second
We built the estimate tool because we're confident in our pricing. See the number first. If you want to move forward, we're ready.
What Bay Area homeowners say
4.9 stars across 1,900+ Google reviews.
Trusted for over 40 years.
Trusted for over 40 years.
★★★★★
"Upgraded 1940s furnace with a modern system and Nest thermostat. The Magic team handled asbestos abatement, removal, replacement, new ducts and Nest connection. Got 5 quotes — Magic had the best communication and customer service."
Andrew M. — San Francisco
Google Review
★★★★★
"Contracted them to install a new heater with new ductwork. Victor and his colleague completed the job in 2 days and the quality was great. Highly recommend Magic Plumbing."
Carlos — San Francisco
Google Review
★★★★★
"Furnace was rattling all winter. They diagnosed a loose fan and fixed it without replacing the whole thing. Tech wore booties inside, explained the maintenance plan but didn't push. Cost less than I expected."
Marcella Z. — San Francisco
Google Review
★★★★★
"Alberto and Theo replaced a wall heater that was over 30 years old and installed a new unit with a thermostat. Fantastic team — outstanding work, very professional and expert throughout."
Sandra T. — San Francisco
Google Review
★★★★★
“Victor and his crew did an excellent job installing my new heater. Efficient, professional, and kept me informed every step of the way — including how to maintain it going forward.”
Chris C. — San Francisco
Google Review
★★★★★
“Had Magic replace our entire AC system. From the estimate to the final walkthrough, everything was smooth. They finished in one day and cleaned up completely. Would use them again without question.”
Jennifer L. — San Francisco
Google Review
Questions
Straight answers.
What does the estimate actually show me?
Three complete system options — Comfort, Performance, and Premium — with name-brand equipment at each tier, installation included, permit included, and the monthly payment at multiple financing terms. Not a range. Not a "starting at." A real number for a real system matched to your home.
Is $149/month a real payment or a teaser?
It's a real financing example: $8,940 financed at 6.99% APR over 60 months equals $149/month. That maps to a Comfort-tier furnace installation in a standard Bay Area home. Your actual payment depends on the system you choose and your approved rate — the estimate will show you the exact number.
What financing options do you offer?
We offer fixed-rate installment loans through a licensed home improvement lender — you own the equipment outright. Common terms are 60 months and 120 months. Rates are based on credit approval. There are no deferred-interest traps — your rate is fixed on day one and doesn't change. It's a loan, not a lease or rent-to-own program.
Do you serve San Francisco?
Yes — San Francisco is one of our core service areas. We also serve Daly City, South San Francisco, and Brisbane and throughout the greater Bay Area. If you're not sure whether we cover your address, put it in the estimate form and we'll confirm it.
What does "installed in one day" actually mean?
For a standard system replacement — same location, existing ductwork in good shape — our crew is typically in by 8am and the system is running by late afternoon. Homes that need new ductwork, an electrical panel upgrade, or permit inspection may take longer. We tell you that before you book, not on install day.
What brands do you install?
We install name-brand systems sourced through licensed distributors — the same equipment used by the top HVAC companies in the Bay Area. Brand matters less than proper sizing, clean installation, and who stands behind the work. We'll tell you exactly what's going in your home before you commit to anything.
What if I just want a repair, not a replacement?
Call us at (628) 212-2802. The estimate tool is built for replacements — if your system needs a diagnostic or repair, that's a different conversation and we're happy to have it.
Is there any cost to get my estimate?
Zero. The estimate is free, instant, and comes with no obligation. No one will call you unless you ask us to. If you want to move forward, you initiate it.
Your price is ready when you are.
Two minutes. Three system options. Real numbers — before you talk to anyone.
Get My Free Estimate →
*Monthly payment examples are for illustration only and do not constitute an offer of credit or a quote for your home. $149/month example: $8,940 financed at 6.99% APR / 60 monthly payments of $149.00 / total of payments $8,940. $183/month example: $10,980 / 60 months / $183/month. $247/month example: $14,820 / 60 months / $247/month. Financing provided through a licensed lender. Actual rate, term, and approval subject to credit qualification. Not all applicants will qualify. Same-day installation applies to standard system replacements in existing ductwork; homes requiring new ductwork, electrical upgrades, or permitting may require additional time. Energy savings vary by home, usage, and utility rates and are not guaranteed. System tier and equipment brand determined at time of install based on home requirements and availability. Magic Plumbing, Heating & Cooling — CSLB #698806. Serving San Francisco, Daly City, South San Francisco, and Brisbane, and the greater Bay Area.